Month: September 2024

General Liability Insurance for Handyman: Why You Need It

Q: What is General Liability Insurance for a Handyman? A: General liability insurance is a type of business insurance that provides coverage for third-party property damage, bodily injury, and legal expenses that may arise from your work as a handyman. It’s designed to protect you from potential claims that can result from accidents, mistakes, or […]
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General Liability Insurance: What Does It Mean?

Q: What is General Liability Insurance? A: General liability insurance is a foundational type of business insurance that protects companies from a range of potential liabilities, including property damage, bodily injury, and legal costs that may arise from everyday business operations. This coverage acts as a safeguard for business owners, ensuring that unforeseen accidents don’t […]
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What is Personal Umbrella Insurance

A: Personal Umbrella Insurance is an additional layer of liability protection that goes beyond the limits of your standard auto, home, or renters insurance policies. It’s designed to protect your assets and future earnings if you’re held liable for a major claim or lawsuit. For example, if you are found at fault in a serious […]
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Does Personal Auto Insurance Cover Rental Cars

A: Yes, in most cases, your personal auto insurance policy will cover a rental car just as it would your own vehicle. However, the extent of coverage depends on your specific policy, and there are some nuances to consider. Generally, if your personal auto insurance includes collision and comprehensive coverage, these protections will extend to […]
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What is Renters Insurance

A: Renters insurance is a type of insurance policy designed to protect tenants who are renting a home or apartment. It provides coverage for personal belongings, liability protection, and additional living expenses in the event of a covered incident, such as theft, fire, or water damage. Unlike homeowner’s insurance, which covers the structure of the […]
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Renters Insurance Definition What You Need to Know

If you’re renting a home or apartment, you may wonder whether you need insurance. The answer is yes! Renters insurance is a crucial form of protection for anyone who rents their living space. At Carvo Insurance Group, we want to help you understand what renters insurance is and why it’s essential. Below, we answer common […]
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