Month: November 2024

Are Independent Contractors Covered by Workers’ Compensation? No, independent contractors are generally not covered by workers’ compensation insurance. Workers’ compensation laws are designed to protect employees, not contractors. This distinction means that businesses typically are not required to provide workers’ compensation coverage for independent contractors. However, there are exceptions, and understanding your state’s laws and […]

What Is Workers’ Compensation? Workers’ compensation is a type of insurance that provides financial support to employees who are injured or become ill due to their job. It covers medical expenses, lost wages, rehabilitation costs, and even death benefits in the case of a fatal workplace incident. Workers’ compensation is essential for protecting both employees […]

Q: What is workers’ compensation insurance?Workers’ compensation insurance is a type of coverage that protects both employers and employees. It provides benefits to employees who are injured or become ill due to work-related conditions while shielding employers from potential lawsuits arising from workplace incidents. Q: Who is required to carry workers’ compensation insurance?In most states, […]