Carvo Financial Group

Builders Risk Insurance Cost Calculator Available on Carvo Insurance Website

Q: What is Builders Risk Insurance?Builders Risk Insurance is a specialized type of property insurance designed to protect buildings under construction. It covers the structure and materials on-site against a variety of risks, including fire, theft, vandalism, and certain weather events. This insurance is essential for contractors, property owners, and developers, as it safeguards against […]
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Understanding Medicare Supplement Plans What You Need to Know

Q: What are Medicare Supplement Plans?Medicare Supplement Plans, also known as Medigap, are additional insurance policies designed to cover the “gaps” left by traditional Medicare Parts A and B. These gaps can include copayments, coinsurance, and deductibles that Medicare doesn’t pay for. Medigap plans are offered by private insurers and are meant to complement your […]
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Employer Benefits for Hiring Disabled Employees Your Questions Answered

Why Should Employers Consider Hiring Disabled Employees? Hiring disabled employees isn’t just about fulfilling legal obligations; it’s about tapping into a diverse talent pool with unique skills and perspectives. Companies that actively hire and support disabled employees often see increased productivity, creativity, and team morale. It’s a step towards building an inclusive workplace that reflects […]
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How Much Personal Umbrella Insurance Should I Have

What is Personal Umbrella Insurance? Personal Umbrella Insurance provides an extra layer of liability protection beyond the limits of your standard homeowners, auto, or boat insurance policies. It’s designed to cover claims that exceed your existing policy limits, offering additional protection against significant liability risks such as lawsuits, large property damage claims, or personal injury […]
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Personal Auto Insurance Definition

Q: What is personal auto insurance?A: Personal auto insurance is a type of coverage that protects you financially in case of an accident or damage involving your personal vehicle. It provides a combination of coverages, including liability, collision, and comprehensive, to ensure you are protected from both the costs of damages to your vehicle and […]
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Renters Insurance Online with Carvo Insurance Group

Q: What is renters insurance, and why do I need it?A: Renters insurance is a type of coverage that protects you and your personal belongings if you’re renting an apartment, house, or condo. It typically covers loss or damage to your personal property due to incidents like theft, fire, or vandalism. Additionally, renters insurance provides […]
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Will Homeowners Insurance Cover a Leaking Roof?

Q: Does homeowners insurance typically cover roof leaks? A: It depends on the cause of the leak. Most homeowners insurance policies will cover roof leaks if they’re caused by a sudden, unexpected event, such as a windstorm, hail damage, or falling tree branches. However, if the leak results from a lack of maintenance, age, or […]
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Workers Compensation Claims What You Need to Know

Q: What is workers compensation insurance? A: Workers compensation insurance provides coverage for employees who get injured or become ill due to their job duties. It helps cover medical expenses, lost wages, rehabilitation costs, and, in some cases, even death benefits. It’s essential for businesses to protect their workforce and ensure compliance with state regulations. […]
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