Home Owners

Q: What is homeowners insurance, and why is it important? A: Homeowners insurance is a policy that provides financial protection for your home and belongings in the event of unexpected incidents like fire, theft, or natural disasters. It also offers liability coverage in case someone is injured on your property. Having a homeowners insurance policy […]

What is a Homeowners Insurance Declaration Page? A Homeowners Insurance Declaration Page is a one-page summary of your home insurance policy. It provides a snapshot of essential policy details, including coverage types, limits, deductibles, and premium costs. This page is often the first part of your policy document and serves as a quick reference for […]

Q: What is homeowners insurance?A: Homeowners insurance is a type of policy that provides financial protection for your home and personal belongings against various risks, such as damage, theft, or liability. It’s a critical safeguard that ensures you’re covered in the event of unexpected incidents like fire, storms, or accidents on your property. Q: What […]

Q: What is the primary difference between homeowners insurance and landlord insurance? A: Homeowners insurance is designed to protect an owner-occupied property, covering both the structure and personal belongings within the home. It includes liability coverage for accidents that might occur on the property. Landlord insurance, on the other hand, is tailored for properties rented […]

Foundation issues can be one of the most stressful challenges for homeowners. At Carvo Insurance Group, we understand the importance of knowing what’s covered in your policy, especially when it comes to something as critical as your home’s foundation. To simplify the process, we offer instant online quotes, instant online binding, and instant online insurance […]

Q: Does homeowners insurance typically cover roof leaks? A: It depends on the cause of the leak. Most homeowners insurance policies will cover roof leaks if they’re caused by a sudden, unexpected event, such as a windstorm, hail damage, or falling tree branches. However, if the leak results from a lack of maintenance, age, or […]

Q: Does homeowners insurance cover all types of water damage? A: Homeowners insurance typically covers certain types of water damage, but not all. The key is understanding how the damage occurred. If the water damage is sudden and accidental, like a burst pipe or a water heater failure, your policy will likely cover it. However, […]

Q: How is the cost of homeowners insurance in Florida determined? A: The cost of homeowners insurance in Florida is influenced by several factors, including the location of your home, its construction type, and the value of your property. Florida homeowners face higher premiums on average due to the state’s vulnerability to hurricanes and flooding. […]

When it comes to protecting your home, you may have heard about both homeowners insurance and home warranties. While both offer valuable protection, they cover very different aspects of homeownership. At Carvo Insurance Group, we want to help you understand the key differences. Below are answers to some common questions about homeowners insurance and home […]

If you own a condo, you may wonder how homeowners insurance applies to your unique living situation. Condo owners have different insurance needs compared to those who own single-family homes. At Carvo Insurance Group, we make it easy to find the right coverage for your condo with our instant online quotes, instant online binding, and […]