Medicare

Q: What is the Medicare Part B premium for 2025?A: The standard Medicare Part B premium for 2025 is $174.70 per month. This is an increase from the 2024 premium of $164.90 per month. The exact amount you pay may be higher if your income exceeds a certain threshold, as Medicare applies an Income-Related Monthly […]

Medicare Part B is a key component of Original Medicare, designed to cover a wide range of outpatient and preventive medical services. While Medicare Part A focuses on inpatient hospital care, Part B ensures you’re covered for doctor visits, tests, and treatments that help keep you healthy and address medical concerns promptly. Q: What does […]

Medicare Wellcare: Your Questions Answered Choosing the right Medicare plan can feel overwhelming, but Wellcare offers a variety of options tailored to meet diverse healthcare needs. At Carvo Insurance Group, we’re here to help you understand Medicare Wellcare and how it might benefit you. Let’s break it down in this easy-to-follow question-and-answer guide. What Is […]

Q: What is Medicare, and who is eligible for it? A: Medicare is a federal health insurance program primarily designed for individuals aged 65 and older. However, it also covers younger individuals with specific disabilities and those with End-Stage Renal Disease (ESRD). Eligibility depends on various criteria related to age, work history, and medical conditions. […]

A: The key difference between Medicare and Medicaid is who they serve and how they’re funded. Medicare is a federal program primarily for people aged 65 and older or for those with certain disabilities, while Medicaid is a joint federal and state program that provides healthcare coverage to low-income individuals and families. Q: Who Qualifies […]

Medicare and Social Security are two pillars of the U.S. social safety net, but understanding how they work together can be a challenge. In this Q&A-style blog, we’ll address the most common questions about Medicare and Social Security, and how Carvo Insurance Group can help you navigate the process with ease through instant online quotes, […]

Q: What is Medicare, and who is it designed for? A: Medicare is a federal health insurance program primarily designed for U.S. citizens and legal residents who are 65 and older. It helps cover the cost of healthcare, including hospital stays, doctor visits, preventive services, and prescription drugs. However, it’s not limited strictly to seniors—certain […]

Medicare offers important coverage for millions of Americans, but your needs and circumstances may change over time. Whether you want to switch plans, adjust your coverage, or enroll in a new option, knowing when and how you can make changes to your Medicare plan is crucial. Let’s explore the key periods when you can modify […]

When it comes to supplementing your Medicare coverage, Medigap (also known as Medicare Supplement Insurance) is a popular option. Designed to cover the gaps left by Original Medicare, Medigap can help you manage out-of-pocket expenses such as copayments, coinsurance, and deductibles. However, as with any healthcare plan, Medigap has its advantages and disadvantages. In this […]

Medicare Advantage Prescription Drug (MAPD) plans are a popular option for Medicare beneficiaries seeking comprehensive coverage. These plans combine Medicare Part A (hospital), Part B (medical), and Part D (prescription drug coverage) into one package, often with added benefits like vision, dental, and hearing. While MAPD plans have many advantages, they may not be the […]