Personal Auto

Q: What does it mean for auto insurance to “follow the driver”? A: When people ask whether auto insurance follows the driver, they want to know if their coverage moves with them regardless of which car they drive. In general, personal auto insurance primarily follows the vehicle rather than the driver. This means that the […]

A: Personal auto insurance is a type of coverage that protects you financially in the event of an accident, theft, or damage to your vehicle. In Florida, having auto insurance is not just a smart financial decision—it’s a legal requirement. The state’s no-fault insurance laws mean that your own insurance will cover certain damages regardless […]

Personal auto insurance is a policy that provides financial protection for individuals against losses resulting from car accidents, theft, and other covered incidents. It typically includes coverage for liability, collision, comprehensive, medical expenses, and uninsured/underinsured motorists. However, like any insurance policy, there are exclusions—situations where the policy will not provide coverage. Q: What Are Common […]

Q: What’s the difference between commute and personal use in auto insurance? A: The main difference lies in how you use your vehicle. “Commute” use is when you drive your vehicle regularly to and from work, while “personal” use is for all other non-work-related activities, such as errands, trips, or leisure activities. Many insurance companies […]

Q: What is personal injury auto insurance, and how does it work? A: Personal injury auto insurance, commonly known as Personal Injury Protection (PIP), is coverage that helps pay for medical expenses and, in some cases, lost wages or other costs resulting from an auto accident, regardless of who is at fault. PIP is designed […]

Choosing the right personal auto insurance policy can be confusing, especially when it comes to understanding your coverage limits. At Carvo Insurance Group, we frequently receive questions about personal auto insurance limits and how they affect your policy. Below, we’ll answer some of the most common questions to help clarify this important topic. What Are […]

Q: What is personal auto insurance?A: Personal auto insurance is a type of coverage that protects you financially in case of an accident or damage involving your personal vehicle. It provides a combination of coverages, including liability, collision, and comprehensive, to ensure you are protected from both the costs of damages to your vehicle and […]

A: Yes, in most cases, your personal auto insurance policy will cover a rental car just as it would your own vehicle. However, the extent of coverage depends on your specific policy, and there are some nuances to consider. Generally, if your personal auto insurance includes collision and comprehensive coverage, these protections will extend to […]

Navigating auto insurance as an Uber driver can be tricky, but it’s essential to have the right coverage. At Carvo Insurance Group, we’re here to answer your questions and ensure you have the protection you need while driving for rideshare companies like Uber. Below, we’ll address common questions about personal auto insurance for Uber drivers […]

At Carvo Insurance Group, we receive many questions about auto insurance coverage, particularly when it comes to personal items inside your vehicle. It’s important to know what your auto insurance policy covers to ensure you’re fully protected in the event of theft, damage, or an accident. In this post, we answer common questions about whether […]