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Yacht

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Carvo Financial Group offers comprehensive boat insurance to keep you and your watercraft protected all year. This coverage guards against damage and theft, whether your boat is in the water or stored away. Additionally, our boat liability insurance provides peace of mind by covering you if you accidentally cause damage or injury while boating.

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From pontoons to powerboats and personal watercraft, we’re here to help you enjoy the water without worry. Get a customized boat insurance quote today and see the range of watercraft we protect.

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What risks does your policy cover?

Affordable boat insurance is within reach with our range of discounts! Get a quick quote online from Carvo Financial Group, and we’ll automatically apply all the discounts you qualify for to secure your best rate.

Multi-Policy Discount
Already insured with us for your home, car, motorcycle, or RV? Bundle your boat insurance with another Carvo Financial Group policy to enjoy even greater savings.

Boat Safety Course
Complete an approved boater safety course in your state, and you could earn a discount on your policy. Many states even offer online options for convenience.

Multi-Boat Discount
If you have more than one watercraft, you’ll receive a discount for adding them to the same policy.

Original Owner Discount
An easy way to save! If you’re the original owner of your watercraft, we’ll reward you with an additional discount.

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Yacht insurance generally covers physical damage to the boat, liability for injuries or damage to others, personal property on board, medical payments, and towing assistance. Policies can also include coverage for specific risks like fuel spill liability or uninsured boater protection.
While yacht insurance is not legally required in most places, marinas or yacht clubs often require proof of insurance for docking, and lenders typically require insurance if the yacht is financed. It’s also highly recommended for financial protection against significant risks.
Agreed value coverage provides a set payout amount agreed upon when the policy is written, while actual cash value accounts for depreciation, meaning the payout decreases as the yacht ages. Agreed value generally offers more predictable protection, though it may cost more.
Many yacht policies include navigational limits, restricting coverage to specific waters or regions. However, policies can be tailored to cover international waters if planned well in advance. It’s important to notify the insurer if you intend to travel outside typical coverage areas.
Yacht policies can include specific storm or hurricane coverage, especially for yachts located in high-risk areas. Some insurers may have additional requirements, like relocating the yacht during hurricane season or using approved storage, to remain eligible for storm-related claims.
Yes, liveaboard yacht insurance policies are tailored to provide more comprehensive coverage, including personal liability, theft protection for belongings, and enhanced liability limits. This ensures year-round protection for those who use their yacht as a primary residence.

Still have you any problem for solutions?

Have questions or need assistance? Reach out to Carvo Financial Group’s dedicated support team today for personalized assistance with your insurance needs. Contact us now for expert guidance and peace of mind.

Head office address:

4782 N Powerline Rd Suite 201 , Pompano Beach, FL, United States

Contact us:

954-756-6111

Mail for information:

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